Real estate sector in the country saw a boom after the commercial banks opened up to housing loans around the year 2000. From the year 2000 to 2010 the industry grew rapidly, the focus of builders was primarily on luxury and high-end houses. The target segment had been the upper middle class.

Government’s mission of ‘Housing for All’ (Urban) by 2022 envisages to address shortage of 20 million houses in urban areas, creating huge opportunity and providing the policy impetus. It will be impossible to achieve this ambitious mission without access to finance.
The construction industry and the financial institutions will have to re-align and re-engineer the products to effectively cater to this segment.
This session discusses about this re-alignment for addressing the housing need. The session will highlight the market potential, the emergence of new housing finance companies focusing on affordable housing, increasing focus of existing finance companies on the low-income segment, product innovations and the key challenges that impede the growth. The session would also discuss how HFCs are leveraging